You've decided to start fresh and purchase a new home. This is a very exciting time for you and we look forward to guiding you smoothly through this process.
Let's get started!
Buying a home is one of the biggest life decisions you will ever make. Even if this isn't your first home, the purchasing process can be confusing and having the right Realtor on your team can be very beneficial. Team Gilles can provide crucial guidance every step of the way, from interviewing lenders to helping you get aquainted with the neighbors, finding the perfect house is just part of what we do at Team Gilles.
Don't know how much to add? Call Team Gilles at (505)-307-2188 or email us
Getting Pre-Approved
Now is the time to get Pre-Approved from a Mortgage Lender
You are now ready to apply for a mortgage. The process can be started on the telephone or via internet. If you don't know a mortgage lender contact Team Gilles for a reference.
Documents Needed
When you apply for a mortgage, you will need to furnish information regarding your income, expenses and obligations. To save time, have the following items available:
* Two most recent pay stubs
* W-2s for the last two years
* Federal tax returns for the last two years
* Last two months' bank statements
* Long-term debt information (credit cards, child support, auto loans, installment debt, etc.)
Contact Team Gilles with the specifications of your DREAM HOME and let us use our search engine to send you daily updates on new listings.
Making The Offer and Closing Escrow
Now that you have found the perfect home, your Team Gilles associate will help you with all the details. We are experienced in helping you evaluate the market so you can feel confident in making an offer that will be accepted in today's market.
After your offer is accepted, we ensure that all the steps in closing escrow are followed. From the loan application, reviewing the Seller's Disclosure, various inspections, needed repairs, survey, appraisal, title commitment and homeowner's insurance; we will help you along the way to your new home.
